While in the US credit card companies are pushing forcredit card usage by forcing the protection against criminal activities aspect, German banks are actually promoting the opposite. German customers will become increaingly liable for incidents as they will have to prove in the future that misusage of their debit or credit cards as well as online accounts has been caused by criminal activities against which they were unable to protect from.

Luft” sung by Placido Domingo in Concert (Daniel Barenboim Conducting – with interruptions by the presenter). For the Lyrics, see www.elyrics.net , and for some background info, see http de.wikipedia.org/wiki/Berliner_Luft_(Milit%C3%A4rmarsch) and en.wikipedia.org and (Friedrich Goldmann) de.wikipedia.org . For an uninterrupted video-clip, see www.youtube.com . For more information, see (with thanks to Welt-Online) www.welt.de (in German – auf Deutsch) and (with thanks to Berliner Zeitung) …