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So How’s That Working For You? Trial Loan Modifications be very careful and read between the lines on how you structure your “Trial Loan Mod” with your bank. The banks might be willing to do a work out plan, but they might not except the terms that you agree too, or change them after you do and follow exactly what they say. Good way for the bank to collect money and then take your home away anyways! … “Trial Loan Modification” “short sale” foreclosure “Anaheim Hills” “real estate” “home loans …